Our Guide to the Minimum Necessary Income for Family Sponsorships

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Our Guide to the Minimum Necessary Income for Family Sponsorships

If you’d like to bring your family to Canada, you must prove that you have the minimum required income to support them. Sponsoring your family means you will be financially responsible for them and ensure they won’t burden the Canadian government. For this reason, they require sponsors to have a specific income. 

The income requirement depends on the number of family members you wish to bring to Canada and whether you live in Quebec or other provinces. It may also help to coordinate with a Canada immigration agency to ensure you’re following the proper steps. Here’s what you need to know about the minimum necessary income to sponsor your family:

What is the Minimum Necessary Income?

To qualify for family sponsorship programs, you will have to meet a minimum income level to support yourself, your family, and those you wish to sponsor. Immigration, Refugees, and Citizenship Canada employs minimum necessary income or MNI thresholds to evaluate the sponsor’s financial capacity to support their family. Applicants to the family sponsorship program will only be deemed eligible to sponsor their family if they fulfil the MNI requirements for their family size.

Who Qualifies as Belonging to the Family Unit?

The family unit consists of those presently supported by the sponsor in Canada and other people they are expecting to sponsor. To find out who belongs to your family unit, you must include:

  • Yourself
  • Your spouse or partner
  • Your dependent children
  • Your spouse or partner’s dependent children
  • Other persons you have sponsored in the past that you are still financially responsible for
  • The parents and grandparents you want to sponsor
  • Your parents and grandparents’ spouse, partner, and dependent children

It is also essential to list dependent children, spouses, partners, and separated sponsors who are not going to Canada with your parents or grandparents. 

What is the MNI for Sponsoring Parents and Grandparents?

If you’re pursuing the parent and grandparent sponsorship, you will be eligible only if they surpass the MNI for three consecutive taxation years, except if you are in Quebec. The requirement certifies that sponsors who bring their parents and grandparents to the country can handle the financial responsibility that accompanies caring for the elderly.

Here is the MNI per year for those living in Canadian provinces besides Quebec:

 

Family UnitMNI for
2020
MNI for
2019
MNI for
2018
MNI for
2017
2 persons$32,899$41,007$40,379$39,813
3 persons$40,445$50,414$49,641$48,945
4 persons$49,106$61,209$60,271$59,426
5 persons$55,695$69,423$68,358$67,400
6 persons$62,814$78,296$77,095$76,015
7 persons$69,935$87,172$85,835$84,631
Each additional person$7,121$8,876$8,740$8,616

 

Sponsors must submit a Notice of Assessment from the Canada Revenue Agency (CRA) for the last three taxation years before applying to prove they fulfil the MNI requirement. 

There is also a low-income cut-off or LICO. 

 

Size of Family UnitMinimum necessary gross income
1 person (your child or grandchild)$25,921
2 persons$32,270
3 persons$39,672
4 persons$48,167
5 persons$54,630
6 persons$61,613
7 persons$68,598
More than 7 persons, for each additional person, add$6,985

 

What is the MNI for Sponsoring a Family in Quebec?

Sponsors in Quebec have different income requirements. You will be qualified as capable of being a sponsor if you have earned the gross income from Canadian sources amounting to the total in the following table over the past 12 months:

 

Size of Family UnitBasic annual income required
1 person$24,602
2 persons$33,209
3 persons$41,001
4 persons$47,156
5 persons$52,482
More than 5 persons, for each additional person add$5,326

 

Additional income required of the sponsor to meet the basic needs of the sponsored person and their family members
Number of persons 18 years of age or overNumber of persons under 18 yearsGross annual income required of the sponsor
 1$8,515
 2$13,496

 

Conclusion

If you’re looking for the best way to immigrate to Canada, family sponsorships may be the ideal program for you. The Canadian government prioritizes family reunification, so if you are hoping for a better life for both you and your family, this path may be the optimal one to take. However, you must ensure that you meet the minimum necessary income to guarantee that you can support yourself and your family.

If you’re looking for professional help from a trusted firm, please contact us at info@brightimmigration.com or call 1-888-404-8472.

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Our professionals make the difference. Our representatives are recognized by the Immigration Consultants of Canada Regulatory Council and Law Society of Upper Canada. We are guided by our commitment to professionalism, ethics, and belief in providing our client with access to quality legal care and immigration help. You can rest assured that you are well represented and protected when you choose Bright.

Expert help, expert care

Our professionals make the difference. Our representatives are recognized by the Immigration Consultants of Canada Regulatory Council and Law Society of Upper Canada. We are guided by our commitment to professionalism, ethics, and belief in providing our client with access to quality legal care and immigration help. You can rest assured that you are well represented and protected when you choose Bright.
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